Verita Life Holdings Pte Ltd is incorporated in Singapore with its registered office situated at 22 Sin Ming Lane #06-76, Midview City, Singapore 573969 (”Verita”, “We”, “Us” and “Our”) are committed to protecting and respecting your privacy. Information About Our Use Of Cookies: Our website uses cookies to distinguish you from other users of our website.  This helps us to provide you with a good experience when you browse on our website and helps us to improve our site.  By continuing to browse on this site, you are agreeing to our use of cookies though you are able to Opt-Out if you choose. Cookies are small pieces of text used to store information on web browsers. Cookies are used to store and receive identifiers and other information on computers, phones, and other devices. Technologies we use, including social media platforms, store data on your web browser or device. Identifiers associated with your device, and other software, are used for similar purposes. In this policy, we refer to all of these technologies as “cookies.” This policy explains how we use, or the technologies we use, permit cookies to be used and the choices you have. Except as otherwise stated in this policy, our Privacy Policy will apply to our processing of the data we collect (if any) via cookies. Why We Use Cookies: In some instances we may not have a choice and, in order to provide you with an effective and easy service collecting information on your use, is necessary.  Please note that cookies help us provide, protect and improve our Products and Services, such as by personalizing content, tailoring and measuring ads, and providing a safer experience. While the cookies that we use may change from time to time as we improve and update our Products and Services, we use the following cookies:

• Mandatory cookies: These are cookies that are required by us or the technology we use for the operation of our website. We cannot do away with them and they include, for example, cookies that permit you to log into secure areas of our website, use a shopping cart or make use of e-billing services.
• Analytical/performance cookies: This information helps us to provide you with more relevant marketing information – we collect information about your visit, including the full Uniform Resource Locators (URL) clickstream to, through and from our Site (including date and time); products you viewed or searched for; page response times, download errors, length of visits to certain pages, page interaction information (such as scrolling, clicks, and mouse-overs), and methods used to browse away from the page and any phone number used to call our customer service number.
• Functionality cookies: These are used to recognise you when you return to our website. This enables us to personalise our content for you, greet you by name and remember your preferences (for example, your choice of language or region).
• Marketing:  We obtain information from cookies to help us make recommendations to you of our services and that of other businesses and organizations products, services or causes they promote that may be of interest to you.

Third Party/Embedded Content: Our sites make use of different third-party applications and services to enhance the experience of our website visitors. We use social media platforms such as Facebook (through the use of sharing buttons), or embedded content such as YouTube. As a result, cookies may be set by these third parties and used by them to track your online activity. We have no direct control over the information that is collected by these cookies. Please note that third parties (including, for example, advertising networks and providers of external services like web traffic analysis services) may also use cookies, over which we have no control.  These cookies are likely to be analytical/performance cookies or targeting cookies. How Can You Help Control The Way We, And The Technologies We Use Such As Social Media Platforms, Use Cookies To Show You Ads: You can opt out of seeing online interest-based ads from us or third-party companies we use and social media platforms through the Digital Advertising Alliance in the US, the Digital Advertising Alliance of Canada in Canada, or the European Interactive Digital Advertising Alliance in Europe or through your mobile device settings. Please note ad blockers and tools that restrict our cookie use may interfere with these controls. More Information About Online Advertising: The advertising companies we work with generally use cookies and similar technologies as part of their services. To learn more about how advertisers generally use cookies and the choices they offer, you can review the following resources:

• Digital Advertising Alliance
• Digital Advertising Alliance of Canada
• European Interactive Digital Advertising Alliance

Browser Cookie Controls: In addition, your browser or device may offer settings that allow you to choose whether browser cookies are set and to delete them. For more information about these controls, visit your browser or device’s help material. Certain social media platforms may not work properly if you have disabled browser cookie use. 5^th March 2019